Ruffy Steeden Ventures Pty Ltd t/as New ABN Finance will collect, store, disclose and use personal information and credit information that you provide to us in accordance with the terms of this Privacy Consent and our Privacy Policy. You may obtain a copy of our Privacy Policy by contacting us on 1300 113 883 or by emailing us at info@newabnfinance.com.au . It is also available on our website. By signing this document, you agree we can collect, hold, use and exchange personal and credit information about you for these stated purposes. The Privacy Policy also contains information on how you can complain about a breach of the privacy laws, how you can access or request to correct your personal and credit information that we hold about you and how to have that information amended.
What is personal information?
Personal information is information or an opinion about an identifiable or reasonably identifiable person. The personal information we will collect, and hold will include your name, date of birth, gender, telephone number, address, email, employment details and any other information we may need to identify you.
What is credit information?
Credit information is personal information that relates to credit that a person has applied for or has been provided. The credit information that we will collect from you may include your records of credit that you have applied for (including the name of the credit provider, the type of credit and the amount of credit), default information or any other information that has a bearing on your credit worthiness used to determine your eligibility for credit. Credit information also includes credit reporting information supplied to us by a credit reporting body and any information that we derive from it. We will collect, hold, disclose and use your personal and credit information to:
We may not be able to proceed with credit assistance without the ability to collect, hold, disclose and use your personal and credit information.
Identity & financial situation verification
We are required by the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 to collect and use personal and credit information from you to identify you. We are also required by the National Consumer Credit Protection Act 2009 to collect credit information and personal information about you and take reasonable steps to verify this, including your financial situation. This verification may include enquiring via a credit reporting body.
Authority to make requests.
You authorise us to make requests for personal and credit information from credit providers and credit reporting bodies. By signing this Privacy Consent, you consent to the credit providers listed in the schedule to this consent doing any of the following:
You acknowledge and agree that the information referred to above can include any information about your personal and/or commercial credit worthiness, credit standing, credit history or credit capacity which the Privacy Act 1988 allows credit providers to give to or receive from each other.
Disclosures
We will disclose or exchange your personal and credit information to the following persons:
We will not disclose your personal and credit information to any overseas recipient.
Credit reporting bodies
We may exchange personal and credit information with a credit reporting body as detailed below:
Our current credit reporting bodies include Equifax on 13 8332, Experion on 1300 783 684 and Illion on 13 23 33.
Credit providers
We may submit a credit application to credit providers listed in our ‘Potential Credit Provider Schedule’. If a credit provider holds pertinent credit eligibility information, the credit provider must share this information with us, yourself, or someone you have authorised to act on your behalf. Credit providers may also engage directly with a credit reporting body, and you can ascertain the details on this and how they handle personal and credit information via their websites which are listed in our ‘Credit Provider Schedule’. If your credit application proceeds with a credit provider you may be asked again for your consent to collect, store, and use your personal and credit information by this credit provider.
Your rights
You have the right to ask:
To access and/or seek correction of your personal or credit information we hold, or make a complaint about privacy, you can contact us on 1300 113 883 or by emailing us at info@newabnfinance.com.au or by registered post to PO Box 3044, North Willoughby, NSW, 2068.
Marketing
We would like to contact you from time to time with marketing information about the products and services we provide. You can opt-out of receiving direct marketing communication from us at any time. If you do NOT want to receive marketing information from us, please indicate by emailing us at info@newabnfinance.com.au or calling us on 1300 113 883.
Electronic communication
If you provide us with an email address or mobile phone number, you consent for us to use these details to send you, or make available to you, notices, and relevant documents, including those from a credit provider or insurer. You are therefore responsible for maintaining appropriate software, hardware, and associated processes to receive, access, review, print and save copies of such documents. This consent applies to all types of communication that is permitted by law to occur electronically. Therefore, paper (hard copy) documents may not be provided to you, unless we are obliged to by law. You must regularly check advised electronic communication mediums for communication from us. If your details change, you must promptly notify us. If you wish to withdraw your consent to electronic communication, please notify us on 1300 113 883 or by emailing us at info@newabnfinance.com.au or by registered post to PO Box 3044, North Willoughby, NSW, 2068.
CREDIT PROVIDER SCHEDULE
Angle Finance; Australian and New Zealand Banking Group Ltd (ANZ); Australia Motorcycle and Marine Finance; Automotive Financial Services Pty Limited; Azora Asset Finance Pty Limited; Bank of Queensland Limited; Branded Financial Services; Capital Finance Australia Limited; Commonwealth Bank of Australia; Finance One; Flexi-commercial Pty Ltd; Get Capital Pty Ltd; Glass Financial; Greenlight Auto Finance; Group & General Finance Pty Ltd; Judo Bank Pty Ltd; Larrijade Pty Limited t/a Drive Finance; Latitude Automotive Financial Services; Liberty Financial; Macquarie Leasing Pty Ltd; Metro Finance Pty Ltd; Morris Finance Ltd; Moula; Multipli; Pepper Money; Plenti RE Limited; Prospa; R.A.C.V. Finance Limited; Ruffy Steeden Ventures Pty Ltd t/a New ABN Finance; Secure Funding Pty Ltd (Liberty); Selfco Leasing; Society One; Soul Trader Finance Pty Ltd; St George Bank; Westpac Banking Corporation; Volkswagen Financial Services Pty Ltd; Wisr Finance Pty Ltd.
ACKNOWLEDGEMENT
By signing below, as applicant or guarantor, I acknowledge and declare that I have read and understood this Privacy Consent. I consent to the collection, storage, use and disclosure of my personal information and credit information in accordance with this Privacy Consent.
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